{"id":45805,"date":"2020-12-15T14:18:17","date_gmt":"2020-12-15T14:18:17","guid":{"rendered":"\/us\/en\/blog\/?p=45805"},"modified":"2025-04-02T01:04:14","modified_gmt":"2025-04-02T08:04:14","slug":"business-budget-template","status":"publish","type":"post","link":"\/us\/en\/blog\/business-budget-template\/","title":{"rendered":"Ace your finances with this business budget template [free download]"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Whether you&#8217;re founding a new business or growing an existing one, it can be challenging to stay on top of all the elements you need to make it work, from marketing to designing your website.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of those tasks is planning your <\/span><span style=\"font-weight: 400;\">business budget<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Creating a business budget is essential for every company, but it can be daunting if you\u2019re in the first year and not familiar with the process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, to give you a helping hand, we\u2019ve created a guide on improving your bookkeeping with a business budget template. Keep reading if you want to find out more about business budgets and how to customize the perfect template.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><a href=\"#what\"><span style=\"font-weight: 400;\">What is a business budget exactly?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"#should\"><span style=\"font-weight: 400;\">What should a business budget template include?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"#how\"><span style=\"font-weight: 400;\">How do you create a business budget?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\"><a href=\"#template\"><span style=\"font-weight: 400;\">How to make a budget template<\/span><\/a><\/li>\n<\/ul>\n<hr \/>\n<p>\ud83d\udcb8 Want to get a head start on budgeting for your business? Download this free <strong>budget template<\/strong>!<\/p>\n<div class=\"download-form-widget standart-download-form\" data-url=\"https:\/\/netstorage.ringcentral.com\/templates\/business_budget_template.xlsx\" data-id=\"69d496003a7dc\" id=\"69d496003a7dc\">\n\t\t<button tabindex=\"on\"  on=\"tap:69d496003a7dc.toggleClass(class='open')\" class=\"open-modal-download-action download-form-button\" type=\"submit\">Get it now<\/button><\/p>\n<div class=\"download-form-modal\">\n<div class=\"download-form-modal-body\">\n<div class=\"download-form-modal-content\">\n<div class=\"download-form-modal-title\">Keep your finances on lock. Download this free budgeting template to get started. <\/div>\n<form class=\"download-form SMB\" method=\"post\">\n<div class=\"download-form-part\">\n\t\t\t\t\t\t\t<input class=\"download-form-input\" aria-label=\"Full Name\" aria-required=\"true\" aria-invalid=\"false\" type=\"text\" name=\"fullname\" placeholder=\"Full Name\" data-dl-events-hover=\"true\" data-dl-element=\"text\" data-dl-additional-info=\"download form\">\n\t\t\t\t\t\t<\/div>\n<div class=\"download-form-part\">\n\t\t\t\t\t\t\t<input class=\"download-form-input\" aria-label=\"Email (please enter a work email address)\" aria-required=\"true\" aria-invalid=\"false\" type=\"email\" autocomplete=\"on\" name=\"email\" placeholder=\"Email (please enter a work email address)\" data-dl-events-hover=\"true\" data-dl-element=\"email\" data-dl-additional-info=\"download form\">\n\t\t\t\t\t\t<\/div>\n<div>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"popup_form\" value=\"1\">\n\t\t\t\t\t\t<\/div>\n<div>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"Lead_Entry_Source__c\" value=\"RC Blog\" class=\"download-form-input\"\/>\n\t\t\t\t\t\t<\/div>\n<div class=\"download-form-part\">\n\t\t\t\t\t\t\t<button class=\"download-form-submit\" type=\"submit\" data-dl-element=\"button\" data-no-auto-dl=\"true\" data-dl-additional-info=\"download form\" data-dl-name=\"Get it now\">Get it now<\/button>\n\t\t\t\t\t\t<\/div>\n<\/p><\/form>\n<p> \t\t\t\t\t<button on=\"tap:69d496003a7dc.toggleClass(class='open')\" role=\"button\" tabindex=\"0\"  class=\"download-form-modal-close\"><\/button>\n\t\t\t\t<\/div>\n<div class=\"download-form-modal-thank\">Happy planning!<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<hr \/>\n<h2><span style=\"font-weight: 400;\"><a id=\"what\"><\/a><br \/>\nWhat is a business budget?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A business budget includes all of your outgoings and expenses for a period of time, usually annually. Whether you\u2019re a small business or a more mature corporation, you need a budget to plan for the months ahead.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This budget will help you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Forecast your expected sales and expenditures<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Track cash flow and monitor income sources<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Plan where is best to spend your revenue<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Stay organized and on top of your business finances<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">See where improvements can be made from your plan vs the reality<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fulfill financial goals<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Land funding to grow your business by including your strategy in your business plan<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Most importantly, your budget will enable you to see the areas where you can save money. Many startup businesses have smaller expenses that can add up to a considerable sum by the end of the year. Software subscriptions is a big one\u2014some tools are essential, but often, it&#8217;s possible to use an all-in-one platform that can take over for multiple apps.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, one of the most common scenarios in business is the use of video conferencing software. Many companies have one app for video meetings, another for team messaging, another for their <a href=\"https:\/\/www.ringcentral.com\/lp\/small-business-phone-service.html\">business phone service<\/a>, another for task management, and so on. But what if one app could do all those things?<\/span><\/p>\n<div class=\"rc_custom_video\"><a class=\"rc_custom_video__link\" href=\"https:\/\/www.youtu.be\/9xaL89hYeFs\">\n\t\t            <picture><source srcset=\"https:\/\/i.ytimg.com\/vi_webp\/9xaL89hYeFs\/maxresdefault.webp\" type=\"image\/webp\"><img decoding=\"async\" class=\"rc_custom_video__media\" src=\"https:\/\/i.ytimg.com\/vi\/9xaL89hYeFs\/maxresdefault.jpg\" alt=\"\">\n\t\t            <\/picture>\n\t\t        <\/a><br \/>\n\t\t        <button class=\"rc_custom_video__button\" aria-label=\"Play video\"><svg width=\"68\" height=\"48\" viewBox=\"0 0 68 48\"><path class=\"rc_custom_video__button-shape\" d=\"M66.52,7.74c-0.78-2.93-2.49-5.41-5.42-6.19C55.79,.13,34,0,34,0S12.21,.13,6.9,1.55 C3.97,2.33,2.27,4.81,1.48,7.74C0.06,13.05,0,24,0,24s0.06,10.95,1.48,16.26c0.78,2.93,2.49,5.41,5.42,6.19 C12.21,47.87,34,48,34,48s21.79-0.13,27.1-1.55c2.93-0.78,4.64-3.26,5.42-6.19C67.94,34.95,68,24,68,24S67.94,13.05,66.52,7.74z\"><\/path><path class=\"rc_custom_video__button-icon\" d=\"M 45,24 27,14 27,34\"><\/path><\/svg><br \/>\n\t\t        <\/button>\n\t\t    <\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The RingCentral app is an example of how you can save your business money in this exact way. It incorporates lots of features that you\u2019d otherwise be paying multiple subscription services for. You can <a class=\"waffle-rich-text-link\" href=\"https:\/\/www.ringcentral.com\/video-call.html\">video call<\/a>, make phone calls, and message your team and clients with this handy tool.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And that\u2019s just the start, as its <\/span><span style=\"font-weight: 400;\">app integrations,<\/span><span style=\"font-weight: 400;\"> file sharing, and task management features make it a super robust work platform:<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-45695\" src=\"\/us\/en\/blog\/wp-content\/uploads\/2020\/12\/ringcentral-app-for-real-estate-new.png\" alt=\"new task in ringcentral app\" width=\"1000\" height=\"539\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Even though individually, these tools may seem cheaper, they can add up quickly\u2014and often be more expensive than the one versatile software that got nixed early on because its price was slightly higher.<\/span><\/p>\n<hr \/>\n<p class=\"p1\"><span class=\"s1\">\ud83d\udd79\ufe0f<\/span> Get a hands-on look at how RingCentral is designed to efficiently handle tasks that are usually done by multiple apps. Book a product tour:<\/p>\n<p class=\"p1\"><button data-href=\"#leadform-popup\" class=\"js-open-popup-activator btn primary\" >Choose a time<\/button><\/p>\n<p class=\"p1\"><span class=\"s1\">\ud83d\udcb0<\/span> You can also <a href=\"http:\/\/www.ringcentral.com\/roi-calculator\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s2\"><b>use this calculator<\/b><\/span><\/a><b> <\/b>to see roughly how much your business could save by using RingCentral to support your team&#8217;s communication with each other\u2014and clients.<\/p>\n<hr \/>\n<h2><span style=\"font-weight: 400;\"><a id=\"should\"><\/a><br \/>\nWhat should your business budget template include?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When creating a business budget, you should include the following elements in order to gather an overall picture of where your finances stand.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Income projections<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A key step in business budgeting is working out how much money will be coming in. To do this, you need to analyze your business.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you&#8217;re a sales-dependent company that generates a lot of its income from cold calling, tools like RingCentral can help your sales team <\/span><a href=\"https:\/\/www.ringcentral.com\/office\/features\/analytics-portal\/overview.html\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">analyze its performance<\/span><\/a><span style=\"font-weight: 400;\"> more easily. You can create live reports to see how the sales team is getting on and gain data insights on how to improve customer experience. This is all part of a well-rounded <a href=\"https:\/\/www.ringcentral.com\/outbound-contact-center.html\">outbound contact center<\/a> that logs sales scripts for your team and keeps track of campaigns too:<\/span><\/p>\n<div class=\"rc_custom_video\"><a class=\"rc_custom_video__link\" href=\"https:\/\/www.youtu.be\/bAaEj0aBBPA\">\n\t\t            <picture><source srcset=\"https:\/\/i.ytimg.com\/vi_webp\/bAaEj0aBBPA\/maxresdefault.webp\" type=\"image\/webp\"><img decoding=\"async\" class=\"rc_custom_video__media\" src=\"https:\/\/i.ytimg.com\/vi\/bAaEj0aBBPA\/maxresdefault.jpg\" alt=\"\">\n\t\t            <\/picture>\n\t\t        <\/a><br \/>\n\t\t        <button class=\"rc_custom_video__button\" aria-label=\"Play video\"><svg width=\"68\" height=\"48\" viewBox=\"0 0 68 48\"><path class=\"rc_custom_video__button-shape\" d=\"M66.52,7.74c-0.78-2.93-2.49-5.41-5.42-6.19C55.79,.13,34,0,34,0S12.21,.13,6.9,1.55 C3.97,2.33,2.27,4.81,1.48,7.74C0.06,13.05,0,24,0,24s0.06,10.95,1.48,16.26c0.78,2.93,2.49,5.41,5.42,6.19 C12.21,47.87,34,48,34,48s21.79-0.13,27.1-1.55c2.93-0.78,4.64-3.26,5.42-6.19C67.94,34.95,68,24,68,24S67.94,13.05,66.52,7.74z\"><\/path><path class=\"rc_custom_video__button-icon\" d=\"M 45,24 27,14 27,34\"><\/path><\/svg><br \/>\n\t\t        <\/button>\n\t\t    <\/div>\n<p><span style=\"font-weight: 400;\">You can use this information to predict your sales revenue. Then, add any other sources of income to your business each month. Tally all of your sources of income to determine an accurate income statement for the budget period. (It\u2019s better to estimate too low, rather than too high, here.)<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Determine fixed business expenses<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your fixed costs are essentially guaranteed expenses. This money comes out from your bank account without fail each month. This can include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Rent<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Payroll<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Business insurance<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Accounting software<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Certain predictable utilities, such as Wi-Fi<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Website hosting<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can review these businesses expenses through bank statements to see which costs are likely to stay the same month-to-month. You might even be able to get rid of some non-essential items.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Variable expenses<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">These are the <\/span><a href=\"https:\/\/www.ringcentral.com\/us\/en\/blog\/operating-expenses\/\"><span style=\"font-weight: 400;\">operating costs<\/span><\/a><span style=\"font-weight: 400;\"> that vary each month as a result of business activity. For example shipping costs, travel expenses, and freelancer rates. Over time, you should be able to gain a better understanding of when these expenses fluctuate so you can anticipate. For instance, if you\u2019re a small business owner and you ship more products at Christmas time and other holidays, you can expect costs to climb at this time.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. One-time costs<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Sometimes, it can be difficult to predict one-time spending. Like when equipment breaks down and needs fixing, or if you want your employees to take part in an important training course.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, they still need to be factored into your budget, because this will give you an idea of how much money to put by in the future for unexpected costs.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\"><a id=\"how\"><\/a><br \/>\nHow do I create a budget spreadsheet for my business?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When creating a budget, many businesses like to have it planned within a budget spreadsheet. This is especially useful if you\u2019re a startup and don\u2019t have previous years to look back on.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A successful budget spreadsheet should give a clear overview of the business\u2019s expenses and incomes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To begin, ask yourself the following questions:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What are your fixed costs?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What are your variable costs and overheads?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What are your projected sales for the budget period?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What are the direct costs of sales? This includes production, materials, and contractors.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">You can use a budget template or create your own budget spreadsheet with tools like Google Sheets or Microsoft Excel. If you\u2019re not sure where to start, we\u2019ll look at a few template ideas shortly.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\"><a id=\"template\"><\/a><br \/>\nHow do I make a budget template?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Here are three free budget templates to use as inspiration for your budget plan.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Microsoft Office template<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019re mainly concerned with planning your expenses, then you may find this <\/span><a href=\"https:\/\/templates.office.com\/en-us\/Business-expense-budget-TM04035489\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Microsoft Office template<\/span><\/a><span style=\"font-weight: 400;\"> useful. This worksheet provides charts and graphs of your monthly budget, for a clear and easy-to-digest look at your outgoings. There are tabs for both planned expenses and your actual expenses, which is ideal if you want to analyze how well you\u2019re budgeting.<\/span><\/p>\n<p><a href=\"https:\/\/templates.office.com\/en-us\/Business-expense-budget-TM04035489\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class=\"alignnone size-full wp-image-45806\" src=\"\/us\/en\/blog\/wp-content\/uploads\/2020\/12\/microsoft-business-budget-template-e1608041708777.png\" alt=\"microsoft business budget template\" width=\"850\" height=\"656\" \/><\/a><\/p>\n<h3><span style=\"font-weight: 400;\">2. Capterra template<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This <\/span><a href=\"https:\/\/blog.capterra.com\/free-small-business-budget-template\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Capterra template<\/span><\/a><span style=\"font-weight: 400;\"> is popular because it offers an effective, clear overview of your budget. This budget worksheet is an Excel template, so it\u2019s a great choice for anyone proficient in Microsoft Excel. You can create your monthly and annual budgets, including expenses, actual income, and one-time and variable costs.<\/span><\/p>\n<p><a href=\"https:\/\/blog.capterra.com\/free-small-business-budget-template\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class=\"alignnone size-full wp-image-45807\" src=\"\/us\/en\/blog\/wp-content\/uploads\/2020\/12\/capterra-business-budget-template-e1608041744122.png\" alt=\"capterra business budget template\" width=\"850\" height=\"373\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Just in case you need some guidance, there is also a \u201cInstructions\u201d tab that goes into further detail about how to get the most out of the template.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Google Sheets templates<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019re more familiar with Google Drive, then this may be the best option for you. From your Google sheets document, click on the template gallery option. This will bring up a variety of templates to choose from, like this <\/span><a href=\"https:\/\/docs.google.com\/spreadsheets\/d\/1FKg6C01Pfycf_Zq8yvNztAZmNR8QwwdkGd1mIxxLrp0\/edit#gid=1280396704\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">annual business budget template<\/span><\/a><span style=\"font-weight: 400;\">. It includes a tab for income, expenses, and total amount summary based on the data from the other two tabs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is particularly helpful if you have a few people working on the budget, as they\u2019ll all have access to the most up-to-date version of the file.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How do I set up a budget spreadsheet?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To start, pick a small business budget template of your choosing. Remember to check over the following:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><b>Double-checking the pre-filled formulas:<\/b><span style=\"font-weight: 400;\"> If you add categories or move them around, ensure the calculations are still correct and the right cells contain the right formulas. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Conditional formatting: <\/b><span style=\"font-weight: 400;\">This is used for data analysis and can be great for highlighting low or high values. Make a cell red if the budget amount or cost of goods are more than the budget. This will give you an overall picture of areas that need analyzing to find out why this happened. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Income taxes:<\/b><span style=\"font-weight: 400;\"> When you create your budget spreadsheet, be sure to include net income <\/span><i><span style=\"font-weight: 400;\">before taxes<\/span><\/i><span style=\"font-weight: 400;\"> by deducting the total expenses from your total income. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Large one-time expenses:<\/b><span style=\"font-weight: 400;\"> Include your large one-time expenses, but in a separate column to other smaller, regular expenses. This will allow you to determine whether you can expand your spending in certain areas or if you\u2019ve spent too much of your budget on larger purchases for this quarter\/year.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">It might be helpful to get some input from your business partners and managers. You can use <\/span><a href=\"https:\/\/www.ringcentral.com\/us\/en\/blog\/screen-sharing-software\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">RingCentral\u2019s screen sharing feature<\/span><\/a><span style=\"font-weight: 400;\">\u00a0to go through the budget with the team once you\u2019ve got a rough draft. And, because it\u2019s a video call, you can edit in real time and complete the budget remotely, without having to call an in-person meeting.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Get started on your business budgeting template<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Now you\u2019re equipped with all the tools you need to create an effective, accurate business budget template. This should help to track your cash flow and, ultimately, give you better control over your business. Startup costs can be tricky to predict, but by forecasting your budget, you\u2019re giving your small business the best chance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don\u2019t be afraid to take advantage of the free resources available online such as the Capterra template, but be sure to go over our checklist above to make the template work for you.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you&#8217;re founding a new business or growing an existing one, it can be challenging to stay on top of all the elements you need to make it work, from marketing to designing your website.\u00a0 One of those tasks is planning your business budget.\u00a0 Creating a business budget is essential for every company, but it &#8230;<\/p>\n","protected":false},"author":29,"featured_media":45808,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17901],"tags":[29412,29413,29411],"class_list":["post-45805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-leadership","tag-business-finances","tag-expenses","tag-finances"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.3 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ace your finances with this business budget template [free download] | RingCentral Blog<\/title>\n<meta name=\"description\" content=\"Need a business budget template? 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